I was having credit card No.. 4023 6845 7772 1000 of ICICI Bank. ihad paid the dues of Sept.-Oct. 2010 as per statement before due date. but in nest statement i was charged with late payment and interest i had objected this and called their helpline no. but they people are not ready to talk about the matter. I had paid the dues of next month without late payment charges and stopped using the card. But every month i was receiving bills with the charges. On 8.12.2010 i had returned my card to Goregaon- Mumbai branch with my objection letter and to remove charges. But still they are sending me bills with late payment and interest. Now they are sending me threatning emails to submite my name to CIBIL here is the copy
"We would like to inform you that, all Banks are supposed to update their customers' repayment details with "Industry Credit Bureau" i.e., CIBIL. Your month on month payment behaviour directly impacts your credit score that CIBIL provides to banks. If you have a bad credit score, you may not get a card or loan from any bank. Also, bank will initiate suitable legal action against customers who have not paid their dues.
We request you to clear all your dues of 3533.64 at the earliest. If you have a pending dispute, please contact our customer care and we will try to resolve it immediately.
Is any one can help me??
Anva
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