Ain regarding autoloan 1101218
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From:
SINGH VISHAL [Chat now]
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To: [email protected]
Cc: [email protected]
DEAR managing director,
It is about hdfc bank’s cheating with me, hdfc has finance me for indica dls car but I get delivery of indicab car from wasan motors (chembur) I came to know about this fact when I received account statement on 17/04 in which financed model is indica dls, I wrote a complain regarding same which was received by Jitendra Singh at andheri branch (i.e.hdfc bank ltd, 3rd floor trade star building opposite J.B.nagar andheri kurla road andheri –east Mumbai 400059.)
But I didn’t receive any reply. Then I wrote another complain it was received by varindar pal singh at andheri branch (i.e.hdfc bank ltd, 3rd floor trade star building opposite J.B.nagar andheri kurla road andheri –east Mumbai 400059.)
On 20/08 but again I didn’t get any reply so I start contacting varindar pal singh on his mob: 9324527044 continuously, at last he fixed an meeting at andheri branch (i.e.hdfc bank ltd, 3rd floor trade star building opposite J.B.nagar andheri kurla road andheri –east Mumbai 400059.) on 31/10 at 10am with wasan motors but no one attended that meeting from wasan motors, Mr. Dinesh dhemla and varindar pal singh attended that meeting from hdfc bank they ask and discussed each and every aspect of matter with me then they promised me for indica dls car’s delivery from wasan motors soon but till today there is no response.
I hope you will arrange concerned car’s delivery.
Thanking you yors faithfull Rajesh kumar singhFw: Request intervention FRC Complaint from RBI & BO –- BRC00001623022011 -- Vishal Sing -- TAT upto March 02 &&- APW-0111-202-PS
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From:
SINGH VISHAL [Chat now]
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View Contact
To: [email protected]
Cc: [email protected]
2 Files Download All
Vishal Sing.pdf (241KB); 755488204.txt (1KB)
Respected sir
With due respect with reference to HDFC banks email dated mon, 7march 5:45:06 pm I Rajesh Harihar singh would like to request you to kindly send me the entire details of autoloan number 1101218. My so called car Tata Indica DLS alongwith the entire financial and documentry transaction since begining . this will enable me to understand case in a nice manner and could plan out payment of the same.
Regards
&-- Forwarded Message &-
From: "Response. [email protected]"
To: [email protected]
Sent: Mon, 7 March 5:45:06 PM
Subject: Request intervention FRC Complaint from RBI & BO –- BRC00001623022011 -- Vishal Sing -- TAT upto March 02 &&- APW-0111-202-PS
Dear Mr. Singh,
This is with reference to your email dated 22 February to our Managing Director and subsequent discussions with the Officials of our Auto Loans Division.
At the very outset, we deny your allegations against the Bank as false and mischievous. Our further advices in the matter will clarify the position to a better extent:
We confirm that the Auto Loan under account number 1101218 was extended for Tata Indica DLS and by accepting delivery of a different model, without prior permission of the Bank; you have committed a serious breach of the terms/ conditions of the loan agreement. To compound the matter further, you put the vehicle into use and wilfully defaulted in payment of the EMIs. Due to this continued default, the loan account has been classified as irregular and Bank's action for recovery of dues and filing of criminal complaint u/s 138 of the Negotiable Instruments Act- 1881 is imminent- if not initiated already.
As per our records, the vehicle in question has been assigned registration number MH 04CE 1899 and is hypothecated to the Bank.By virtue of the hypothecation, Bank has a right to initiate undertake any legally permissible action for recovery of the outstanding amount of the loan.
You are free to refer the matter to the Dealer for proper clarification on the model of vehicle delivered by them. Our Bank's right of recovery and action against you is not diluted/ prejudiced in any way whatsoever by the stand taken by you. Neither is the Bank liable for the make/ model of vehicle and on the contrary, it is you who have committed a serious breach by accepting a different model of vehicle without even informing the Bank.
You are once again called upon to clear the dues immediately and without demur, failing which Bank will be left with no other option but to initiate action for recovery at your risk and costs, which please note.
Warm Regards,
Tejali M.
Customer Service Manager (Chairman & MD Cell)
Regd. Office: HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013
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