FULLERTON INDIA
ECS Debited after collecting cash payment

Hi,

I had given an ECS instruction to Fullerton India Credit Company to debit an amount on a monthly basis from my ICICI account. On 5th July an ECS was returned due to insufficient funds in the account. Till 12th july they called me a abused me and forced me to pay cash. 12th July i paid the installment amount by cash. on 19th Jyly 2010 again they presented the ECS in my bank and debited the installment amount and when complained about they told that it would take minimum 15 days to return the money. I am worried about the money that is in my account time to time. I want to cancel my ECS instruction. Let them collect the money from me every month by cash. Please help me in this case.

Sudarsan