Hi,
I have HDFC bank salary account along with one more saving and current account of HDFC bank and I am working for Dell Perot systems for past 3 years and I have applied personal loan for 2lacs and given 3 cheques along with requested docs. The cheque which I given is of saving account other than salary account but as I am running out of salary account cheque and due time I requested for the same. And the saving account is also attached for same customer ID, which reflects both the saving account and I am paying one auto loan and personal loan from past 2.5years without single late payment and also I am using HDFC bank credit card from past 3years without single late payment. Maitaining such good track record your bank (I am hesitant to say my bank) is hesitant to give personal loan stating we need salary account cheque and delayed in approving personal loan when need in hour of time and wasted the time. I feel disgusted the way bank staff handled it. Henceforth I won’t recommend anyone to bank with HDFC.
With pain,
Manjunath
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