I have applied for Loan Against Property with HDFC Bank Ltd., and given Rs.5000 for processing fee. After 1 month of processing, they have rejected my loan with lame excuses. (property worth 40 lacs and the loan applied for 5 lacs). Then, I applied for Personal Loan with the same branch and got approved with an additional processing fee of Rs.8000 for personal Loan. Same branch is charging processing fee for multiple times for different loans. They are not refunding the processing fee of Loan against property by saying that the team was different, where the customer is same.
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