HDFC Bank
Exorbitant Interest Rates being charged, though Full Payment is made

Subject: Exorbitant Interest Rates being charged, though Full Payment is made.

Respected sir,

I am Chandra bhushan Prasad, I Residence at Lower Rajbari Road jahria Dhanbad

Most humbly and respectfully I beg to say that I have a credit card with HDFC Bank wherein the Account No is 5176523000173425 and I have bought goods and services for approx Rs. 3 (I have no any information about my bill) within one year, and payment already made against the same on monthly basis. I owned the HDFC Credit card on 1st of May. to DECEMBER As per my knowledge, payment has already been taken care of for Rs 44000.

Surprisingly, I got to know that the due is still around Rs. 26911. Later on, HDFC Bank has sanded me a notice Rs 26911, and educated me that I failed to pay credit card amount. As you know as per RBI Guidelines, any hidden charges should be in the knowledge of a Credit Cardholder. I have been cheated completely and been provided wrong information. I have been told that my bills would be sent to my residential address which actually never ever happened.

Presently I have been very deposited due to collection agent rudely behavior, so

Please take the required action, or else; I will have to knock the doors of Consumer Court as I have no option left.

Regards

Chandra Bhushan Prasad

E-mail [email protected]