HDFC Bank - Education Loan
Non-removal of my name from CIBIL

Dear Sir,

I have applied few days back for personal loan from Citi Financial. I have submitted all the documents and called executive after a week to get the status of the loan request. He has informed me that my last educational loan from HDFC Bank is not cleared and so bank has dis-approved my loan.

I have cleared all the dues at HDFC Bank and get back my LIC Policy also in June'09. More over, bank has approved my Car loan in July'09 for which I pay EMI of 6500/- on every 7th.

I have seen that most of the banks are lazy or not interested to cleared such things and it's a big problem for genuine clients.

I would like to know whether you have any rules to get the answer or asking for status from the banks or not. If not, then you are also playing a GAME with genuine clients.

If you can do something, let me inform.

Warm regards,

Rajesh Patel