Sir,
My home loan account number is 91144253... Given pre signed postdated EMI cheques and one cheque came to my account around May 25th for amount Rs. 65000 approx... HDFC Bank deposited another cheque on 6th June with hardly a difference of 10 days for amount Rs. 73000... obviously that got returned... and without our knowledge HDFC Bank deposited another chequen of Rs. 24000apprx swipping off full balance from my account. Is this practice correct?? When one cheque of EMI is retured there was no intimation to us and further to that bank swipes of entire banlance to last rupee from my account without my knowledge? Is this ethical? Is this legal to withdraw any amount of money if EMI cheque is returned?? Please guide or help me to educate me with right proceduce or code of conduct.
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