I had taken the home loans from Centurian Bank of Punjab Ltd.(CBL) around 3-4 yrs. ago at the rate of interest of 10-11.5 % later the Bank is merged with HDFC Bank and rate of interest has been revised around 15.5 % and after some time reduced to 15.25%.
And bank is saying that HDFC home loan rates are not applicable for CBL loans and I have to pay the home loan at rate as equal to personal loan rate. Bank is not ready to revised it and charging huge amount for Preclosure too.
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