Hi Sir/Ma'am,
Just 3 weeks ago i got a car loan from hdfc bank. I was very happy that i am getting loan from one of the good banks of India. The telecaller executive (Madhvi) committed to me that 11% rate of interest will be charged on the loan amount. Executive (Ramesh) came to my home to collect the chques. I again confirmed from him that rate of interest is 11%. He told me that EMI is 7112 according to 11%. I signed all the documents because I trusted him and bank. I didn't calculate the rate of interest. But When I got to know that the rate of interest charged is 11.01% then I complained about it to the bank. I know .01 % is not a very big difference but wrong committment means wrong committment. My Complaint No. is 169070660. I got a call from the bank regarding the same from Mr. Piyush and later from Mr. Ashish. Mr Ashish told me that .01% is not a big difference and we can't do anything. Just do whatever you can do.
I was not in the mood to do anything severe regarding this case because difference was of .01% only. But now I will post it to every forum and I will escalate it to the consumer court also.
Please advice and suggest about the worst which can I do in this case.
Rgds,
Vipin Gupta
9810607281
LAN No - 16576408
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