Dear Sir,
My name is Saurabh Arora. I am a resident of Delhi. I invested in a Eulip Plan offered by HDFC Insurance through my credit card on 0% interest basis 4 months back with an annual EMI of Rs.15000 which comes out to Rs.1200/month. But a few days later I left my job & so wanted to shut my policy and so contacted to HDFC insurance & credit Card divisions for the same. But due to their lack of coordination & cooperation my policy continued. I have not paid any premium amount yet. And now when I asked about my overdue charges on my credit card they said its Rs.21000. Although my contact details are not available with the bank but I want to solve this problem as I had to withdraw all my cash from my HDFC bank account as they had threatened me through messages that if I don't make the overdue payments they would seize my account.
Now I am not able to understand what I should do. I am ready to start with my policy again but only if the payment to make is Rs.15000, and no charges what so ever as the delay was caused due to their disturbed coordination.
Please advice me.
Thanks
Saurabh Arora
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