HDFC Home Loan
Efund delay

I had taken a loan from HDFC for a project, and it was stalled and i had to cancel the loan, now that the builder has refunded the bank amount, I handed over the cheque on 12th jan '10, till now I have not got the refund cheque back, and when I call the bank the staff, nothing can be done, go and tell anyone, and says the cheque should reach me today. When I delay in paying the EMI even for a day, they smartly put penalty and interest on the same. NOW HOW IS GOING TO PAY THE INTEREST ON DELAY OF MY REFUND.

Please look into the matter.

Thanks

Sunit