This is about the case of how HDFC personal loan department mistreated and humilated me and ruthlessly rejected my application.
HDFC Personal Loans is one of the most pathetic form of loans offering division in the world. They have no sense of responsibility towards their customers well being. They are nothing but money hoarding, ruthless people. I applied for a personal loan from HDFC and their executive who came to my home was a mindless moron who, despite of having the documentation proving of my residential status rejected the case stating that I stay somewhere else. When documents provided by me include a passport that has been prepared only after the police have verified that I stay in the current location. This moron rejected my application as he felt I was staying at a different location.
The fact that I am undergoing a divorce and I am currently with my parents home and have been here for the last one year was asked to me a million times and I was subjected to supreme humiliation. Even after explain this situation the credit office decides to reject the loan. I am on the verge of crying and I request them to reconsider and the credit manager Ms Manisha Patil rudely answers on the phone that ‘let the applicant cry I don’t care’.
All this for an amount as meager as 4 lac ruppes. I eventually pledged my jewelry and obtained a loan of the same amount within a day from Reliance Consumer Finance. A loan which after a 15 day processing period was reject on absolutely rubbish grounds by HDFC.
After rejecting my loan the credit manager calls, to humiliate me further by asking about my divorce and then tell me my loan is rejected.
I would request that such credit officers be dealt with appropriately, who think they are Gods and can treat people in need as worthless individuals.
Regards,
Annanya Gokhale
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