My friend has applied for Personal Loan from HDFC bank limited.
These are the problems faced by her
1. They have never told me complete set of documents in one time. It took me 5 visits to complete the document set and everytime the behaviour of HDFC was very rude. It seems that they are doing some charity to you.
2. Initially they promised to give loan @ 14% and later they charged 14.5%.
3. Initially they told Processing fee will be 1%, but they charged 2%.
4. They claim on site, it's very fast and hasslefree. But, it took me almost 3 weeks to get the sanction and that too when i followed them regurarly.
I will say you should never go for applying any type of Loan from HDFC bank. They will make your life really troblesome. I really had very horrible experience with these folks.
0 comments