MR Cheatn from Hdfc standardb life insurance sold a ulip policy to me by way of not defined hidden exp. premium Allocation charge of 30% on premium paid for first two years which is outright expense for us and income for HDFC other admn and chages are extra, it means on the day of investment our investment become 70%. inthis loot IRDA also supporting to cheat public. IT SEEMS MITUALLY THEY ARE PRTNER HDFC AND IRDA. no one is going to hear.
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