Hello,
Since I have applied for home loan. But got call from bank home loan that my loan is getting stuck due to overdue amount of HSBC Credit Card No. 4476-9299-9203-9435 . Which was never applied from my side. It is purely fraud card. Someone has applied this card only belalf of my PAN card. But all personal information doesn't match with my personal detail/ information (like: mother's name, residance address etc.). This credit has been issued without any verification or enqury. As per my CIBIL report there is a due amount of Rs. 1, 35, 000/-. I was not aware of this due amount against this HSBC Credit Card as I have never applied from my side. I made a caal to HSBC customer care then get response from then that as of now HSBC Credit card protfolio has been handedover to JM Financial. After that I made caal to JM Financial tollfree no.. JM Financial as asking to me to settle this overdue in Rs. 14100/- (principal amount). Which is not related with me and I didn't get this card as well as used this HSBC card. Now am trying to find out the solution legally. In this regard I have already made complaint to JM Financial, CIBIL. This amount should be forfitted as well as remove from my CIBIL record.
if my life will be risk due to this mental touchier or any monetary loss then HSBC Bank Ltd and JM Financial both will be responsible.
Your earliest action shall be appreciated in this regard.
Regards,
Ravi Shankar
91-9899965964
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