Citibank Credit Cards
Notice inspite of paying bills not made by me

I have received a notice staing that i had asked for a credit card which is wrong. There was a scheme

wherein citibank had send a card. Suddendly in 2008 i was told that there was an outstanding on my account.

I was surprised and i contacted them. They said that as it was there on the card without any enquiry forced me

to go for rewrite. I have been regularly paid the emi asked and it was completed on april. Surprised to find

another outstanding. Is the bank not harassing people uselessly by adding interest and giving notice. Please

advice me what i should do as i am no longer in any position to pay them.