Arrogant, Absurd and Unconstitutional Rules at Syndicate Bank, Chennai Egmore
I am a savings bank account holder at Syndicate Bank, Chennai Egmore. I am also drawing my monthly salary through Syndicate Bank, Chennai Egmore Branch. Due to a recent accident, I felt inconvenient to reach Syndicate Bank, Chennai Egmore for drawal of salary. So, I decided to change the Bank for the purpose of drawing my salary, to a convenient Bank near my residence.
However, our HR department, have asked me to produce a No-Dues Certificate from the existing Bank, namely, Syndicate Bank, Chennai Egmore Branch. This act by my Administration is to ensure that no liability exists with the Syndicate Bank, Chennai Egmore Branch, from where I am drawing salary till date. In fact, this helps the Syndicate Bank Administration, to collect any outstanding dues towards loans availed from them.
So, I submitted a request on 09th August with Asst. Manager (Advances), Syndicate Bank, Chennai Egmore duly enclosing a proforma for certification of no-dues or liabilities. I did not request them to cancel my Savings Bank Account, but only asked them to provide me a No Objection Certificate for transferring the drawal of my salary through some other Bank. Please note that I have no outstanding loan liabilities with the Syndicate Bank, Chennai Egmore Branch as on date.
After asking me to wait for sometime, the Asst. Manager (Advances), Chennai Egmore Branch told that there was some technical problems for closing my Savings Bank account at Syndicate Bank, Chennai Egmore Branch. He asked me to come the next day. I told him that I do not want to close the Savings Bank Account at Syndicate Bank, Chennai Egmore, but only need a No Objection Certificate as I am not due to the Bank on date. However, the Asst. Manager (Advances) stated that No Objection can only be given when the Savings Bank Account with them is closed. He failed to outline the procedure for closure of my Savings Bank account.
When I went on 10th August, I was asked to submit my Passbook, for closing the Savings Bank account. I was not provided with any instructions regarding closure of Savings Bank Account and moreover, as I did not seek the closure of my Savings Bank account at all. I told them that I did not bring the Passbook along with me and I never wanted my Savings Bank account to be closed.
The Asst. Manager (Advances) and one of his sub-ordinate staff shouted at me stating that I wantonly failed to bring my Passbook. Then I told the Asst. Manager (Advances) that they should have given me proper instructions the day before. The reckless Asst. Manager (Advances) stated that for Railway Employees Savings Bank Account is permitted to be held active only when they get their salaries credited to Savings Bank Account at Syndicate Bank, Chennai Egmore Branch.
I wonder how this was justified and in fact it is contradicting the Constitutional provisions. Atleast, now the higher Syndicate Bank administrators, amend their arrogant, absurd and unconstitutional rules for operating Savings Bank Account at Syndicate Bank, Chennai Egmore Branch.
S.K. Indusekar
SB A/c No.60142010080328
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