Hi,
I have a peronal loan with ICICI Bank. I was not paying loan amount since 11 months due to the job loss. When i lost my job in 2008 also i was paying the amount till the oct. Now the bank people are calling at my home and asking about the loan amount. I informed my parents please ask them to contace me. Previouly they are calling me and taking the amount. Now the bank people are calling at my home they are harrassing my parents.
I called up those guys and i requested them to provide me the settlement.i explained my problems then to they are talking abusing words and they are not listing anything my words. If i am calling also they are not responding anything, they are calling at my home and harrassing my parents. Also they are saying we will file a case against you (My Dad). I am not saying that i won't pay the money. I am requesting you to provide me the settlement.
I was already deposit the money into my savings account for the loan sake. Last time the bank people are lien my savings account and debited Rs:42000 in one account and Rs: 29843 in other savings account due to the non payment of credit card with out any intimation. For Credit card also the bank people called me before debiting 5 months back and they ask me to pay the minum amount Rs:2317, and they promised me we will give the settlement for the creditcard. But i tried many times then to they have not replied anything.
I have send a request to CEO and corprate people head of the persons to remove the lein i have loans to pay, they simply replied a mail and saying that other person will contact you, but ther is no use, before they contact me, they already debited in my savings account without my prior acceptance. Even i have not used that much amount also.
Now i want settlement for my loan, they are harrassing my parents. Do i processed filing case against the bank, because bank has cheated me around Rs:70, 000/-, I have all the proofs with the written communication with the bank people (higher officials including the mail CEO Chanda Kochari).
Kindly Advice me.
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