Dear All,
This is to inform you that I had avail housing loan from
ICICI on dated 28/08 wide loan # LBRPR00001392588 &
LBRPR00001590844 in the name of Piyass Das Gupta. I have
dispose the said property to Mr. Jayendra Bhandari on
Sep'07. Till Sep'07 i have paid the emi's on time through
ECS from ICICI bank itself. Mr. Jayandra Bhandra avail loan
from ICICI and it was mutually done with the concern of
ICICI. After getting confirmation from ICICI we did the
registration formalities and the loan got disbursed ON
04/01in the name of Mr. Jayandra Bhandari (loan #
LBRPR00001704956) on the same property.
But unfortunately my loan # LBRPR00001392588 &
LBRPR00001590844 was not closed on time and till date the
loan account is active. At present there was huge overdue
accrued in my loan account. Few months back i went to local
branch to settle the contract (although i am no where
wrong) but as per concern person my account is not appearing
in any bucket (delinquency) hence settlement will be done in
the full amount accrued at that time.
Iam not intentional defaulter but due to this iam facing
enough problem. I also have other loans (HL/PL/car loan) but
i have never delay in paying the emi's and all the payments
are cleared through ECS only. Secondly, i have another loan
from ICICI i.e. PL (Loan # LPRPR00011625516). I am paying
the emi's every month but due to said dispute i was never
keep amount in my ICICI bank to clear the emi's hence i pay
the emi's through cash to collection agencies. I am always
in fear if i deposit any amount in ICICI bank then due to HL
the amount can be debited hence i always paid the emi's of
PL in cash. At present Iam in Jamshedpur and paying the
emi's from here itself. Prior to this i have paid emi's from
Kolkatta (when I was transferred) for 2years.
HOW COULD IT POSSIBLE THAT WITHOUT CLOSING AN HOUSING LOAN ACCOUNT THE SAID PROPERTY GETS FINANCE TO THIRD PARTY AND AS ON DATE THE SAID PROPERTY IS IN THE NAME OF THIRD PARTY WHEREAS IN ICICI BANK THIS PROPERTY IS APPEARING IN BOTH THE NAMES?
Iam always in touch with ICICI and iam very thankful to the
bank for facilitate me the fund for HL.
Iam still agreeing to settle the contract with minimum
payment hence request your kind attention to resolve the
issue at the earliest.
Regds
Piyass
9934313799
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