Hi
Please Help me I am in deep trouble
I purchased a new swift ZXI car and got it financed from ICICI bank.
Total loan Amount: 4, 44000
Total EMIs Paid 12 of 10250.
ICICI has seized the car and telling me to pay 5 lacks more to get the car back.
I am very frustrated because of the behavior of your agency guys... I am not a murderer or I have not even slapped any one in my life… and your recovery guys slapped me just because I refused to hand over the keys to your and they snatched my cell phone so that I cannot call anyone as advised by his manager or the person working in your Bommanahalli branch… Is this legal... and I committed a biggest mistake of my life that I took loan from ICICI BANK... Which I regret for my whole life time for the slap’s they gave me. I am so much frustrated that is it a mistake that one should slap me just because I have not made payments.
I can go to police station my father and my family has some respect... and I don’t have time to deal and lower my standards... I will do what I know the best I am opening a web site called CHEATED by ICICI BANK.COM.
Long story short.. I have been dealing with banks and they always give me a option to make interest only payments when you are not able to make full payments...*** This is also a directive of Indian loan and lending law and a RBI Directive ***
I missed my payments and I made a cheque payment. the cheque cleared my bank and this was not reflecting in my loan repayment statement then I made next payment thru the same citi bank account and even this payment as extracted from my bank and was not reflecting in my bank statement. I raised service request to find out whapped. I have given the requested documents 20 times to each collection agent who used to come to collect the payment. I have spoke to all the managers in ICICI bank Bommanahalli branch.. on 4 th of this month I received a call from one of the managers to close the loan of at 3, 20, 000 .. deducting the interest rate and the two payment inclusive of every charges .. for with I agreed and said that I will make the payment by the 25th of this month .. evry thing was fine until one day ICICI Bank Hired Gooons came and slapped me in the middle of the road in front of my aunty and uncle and their daughter and took the car by force …. I was devastated and heart broken I don’t know wat I I should do .. I might be wrong in first part when I had missed my payments and after that still I made 2 payments and when those payments were not reflecting. I have tried all the efforts to resolve this issue. I have visited the branch 30 times and spoken to call center multiple times .. and then I got frustrated and stopped following it up .. and every month new collection guys is to come to collect the payment and hand over the documents to him and the same story continues until one day you seize my car without any notice or a letter .. People wanted me to sign some document by force for which I refused .. Because they were not showing me what document it was and also for which I got slapped again.
I HAVE LOST MY SELF RESPECT IF I KILL MY SELF ONLY ICICI BANK AND THE AGENCY GUYS WILL BE RESPONSIBLE and I AM SENDING THIS EMAIL TO ALL THE MEDIA AVAIL ABLE NDTV, TIMES NOW, AAJ TAK, ETV AND TV9 .. IAM GOING TO PRESS CLUB OF INDIA IN CUBBON PARK AND WIL DISTRIBUTE THE PRINTED COPIES OF THIS EMAIL….. On Wednesday 9 AM … I do have all the copies of my loan statement and every the telephonic conversations’. Happened...
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