I approached the IDBI Bank, Tuticorin Branch for availing home loan. As i was assured by the bank that i would get the loan amount in 15 days i applied for house loan. I would say that it is a very bad experience for me with IDBI which made me to frustrate like any thing. They will call me to come to bank in person to get the money and whenever i go they will get somesignature either from me or from my father and will ask me to come after few days (like this i took leave 5 odd days and nothing happend and had nearly spent 5000 for my travelling expense). They will ask the applicant to get clearence from a lawer and engineer for which you have to spend around Rs 2000 (i dont know why they took 20, 000 for processing fees then). They say that they are coming for inspection and they will ask 500 rupees or 1000 ruppees .(Very bad experience to know that the Private Banking professionals are like government sector corruption department). Being an educated person i am depressed with the behaving of IDBI professionals. I would say that they are not like professionals. THE WORD COMMITED TO A CUSTOMER SHOULD BE SAVED AND THEY SHOULD HAVE CLOSED MY APPLICATION BY THIS TIME. I could not move to other bank as i am caught up in the middle of processing and now i have got only 8 lacs and remainin 12 lacs are pending. My Advice! PLEASE DO NOT APPROACH IDBI bank at any cost.
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