I have taken Home Loan from HDFC Ltd. The Loan payment schedule is post dated cheque - amount Rs.2383/- . And the Loan A/c No.470698852. My banker name UBI -Raniganj Branch. The complain is that the cheque No.5585 (A/C payee to HDFC Ltd.)for Dec'2009 EMI has been cleared my Bank (UBI-Raniganj) and the EMI amount debited from my a/c on 21/12. But HDFC claim that it was unpaid return and charge me extra for the month of DEC'09. When I brought the fact to them one fellow name Mr. Ayon from HDFC Ltd. told me that HDFC BANK shows that the cheque is unpaid returned that's why HDFC Ltd. record shows that my DEC'09 EMI unpaid and the cheque (No.5585;UBI-Raniganj) was dishonoured. Though it was false and not suported by the evidence of my banker's record. I have repeatedly brought this fact to the HDFC Ltd. but in vain. Hope this complain might be fruitful if not further proceedings according the law would follow. Thank you.
Sikha Roy.
[email protected]
0 comments