Here I made a requested to " Kotak Bank, personal loan dept (Kalina Branch -Santacruz East). mail dated 23 Nov 10, That due to unfortunate & circumstances I met with an Accident & My Father's sad demise in same month of "June 10".
That My salary will be deduct for few months due to leave without pay.
And I wont be able to pay the Emi for the month of Nov Dec, Jan.
But inspite of requesting several time on phone, their representative, they are torturing and harassing me and my family.
Also they discontinued my loan account / terminated .without intimation and asking me to bare all the charges .(letter dated 06 Jan 11)
Please help me to get some time /month from the bank to repay all my dues and EMI’s, as I don’t want any ones money. I took I paid some of it. Just want a time to repay all.
As my condition is not good right now..
Please Help me..,
Below are the loan details
I took this loan on 27 Nov 07., and paid moist of the EMI's only 1 year is left for full payment /to complete the loan tenure
Total -Loan Amount Financed in Rs. 3, 02, 583.00
Loan Tenure in Months 48
Loan Emi Start Date 05-JAN-08
Loan Maturity Date 05-DEC-11
Loan Principal O/s in Rs. 86, 778.57
Total Payable as on Date Due date: 1, 05, 782.31
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