Kotak Mahindra Bank Ltd
Harrasment

To,

The manager,

Kotak Mahindra Bank Ltd.

Indore.

Subject: - Harassment by sending non-existing accounts statement.

Ref: - loan agreement no: CV-672058, CRN No. [As mentioned in your letter] 1596627

I regret & condemn you to state that,

1. I have borrowed the above reference loan for a TATA TIPPER on 26-MAR.

2. The tenure was 35 months & the last EMI was due on 25-APR, and the same has been paid by us

on 31- JAN by cash vide receipt no TCR 530342 [ temporary cash receipt, collector MR.GURJINDER.]

3. No amount was due or payable on that date; neither has been asked to us.

4. Since 31st JAN ' no communication for demand of any balance payable by us has ever been communicated by any mode till date.

5. At the time of payment of last EMI, the statement showing Rs.0.00 has been shown to us & being said that the same will be sent to you by post and never been sent.

6. on 30th- AUG - im in receipt of a bank statement claming Rs.176, 236.55 outstanding in above referenced account as a debit balance.

7. it has caused a sudden mental shock and harassment to me, and as Iam a cardiac patient, the letter caused a great torture to me.

8. I have borrowed one more TATA TIPPER after this one from KOTAK itself & that too has been finally paid & the entire loan amount has been paid by us & we have the RECEIPTS of all payments.

9. After receiving the letter, I have immediately reverted to your TOLL FREE no. 1800 102 6022 & they have redirected me to your Indore branch & they have assured me to look into the matter & call back, but never responded back.

10. Iam finding myself under a deep shock & mental torture caused by your illegal and indecent acts.

11. Mean while I have requested, even by writing letters regarding issue of NOC for the same vehicle, but every time the bank has assured me that the file is in our Mumbai office & it always takes time, but u don’t worry, we will dispatch your NOC as soon as we get it from Mumbai head office.

Im enclosing the receipt of the payment of last EMI,

& i request you to look into the matter seriously; any further correspondence will enforce me to take the matter to hon. court of law to get justice & the compensation for defamation and mental harassment caused by you and the whole responsibility has to be bourn by you.

SUNIL SHARMA, DATE. SEPT, 9

46, JAWAHAR MARG,

BARWANI. [ M.P.]