Hi, I am just sharing my bad experiences with LIC HFL- Tristar building, coimbatore. This is totally about the mishandling of post dated cheques and unexpected fines to the customer from them. I have taken loan from LIC -Coimbatore, I was paying my dues properly through the post dated cheques. But once I was out of station for 3 months and i have already issued the required cheque leaves to LIC -coimbatore. Suddenly one day they have sent letter that I need to pay the fine without any proper reason. My father went to their office inorder to know the reason. The bad situation is nobody responds there properly. Its a typical Govt office like situation, my father who is an aged man was helpless and just paid the fine inorder to avoid further any consequences. Really painful situation where they wont let you any intimation about the cheques availability or anything related to your loans. Simply they would collect the fine. One day when i was present there inorder to ask the LIC people about the ECS option from my salaried account Bank, the same thing there was huge que waiting and am in the que the man who was handling the customer couldnt spare me even 5 minutes. He just gave me a form and asked me to get the forms filled from my bank from where the ECS would occur. I came back home with more dissapointment. To my surpise again they havent deducted my due for the current month. Definitely am sure that they may come back again with the fine to me. I am helpless now. since there is no way to get the exact reason for this. If anybody have any suggestion in this regard will be helpful. please post the same here.
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