My Policy No.481219958 is made at LICI, Bilasipara, J.C.Road, P.O.Bilasipara, Dist. Dhubri, Assam. Pin Code-783348. Under the survival benefit scheme, I received an outstation clearing cheque of Rs.30000/= bearing no.csc/x 802580 dated 28.10.10 drawn on United Bank Of India, Hakama Branch, P.O. Bilasipara, Dist. Dhubri, Assam, Pin-783348. Since it takes 15-20 day for clearance and deductions made for charges, I send back the cheque on 01.11.10 to LICI Bilasipara, requesting to pay me either by an at par cheque or by a demand draft.
On 16.11.10. I received a demand draft of Rs.29895/= dated 13.12.10.(please note the date of DEMAND DRAFT), drawn on United Bank Of India. Drawing office HAKAMA BR.(HAK-G66)
It is shear negligence on the part of The bank and the LICI.
Do they accept the same mistake committed by their customers. Here the system do not accept it and the customer is penalized by taking extra charges.
Now one more question is raised here that since LICI as stopped accepting outstation cheques then why they are making payments to their customer by outstation cheque.
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