NEW INDIA INSURANCE COMPANY LTD
NON RECEIVING OF CLAIM AMOUNT

DEAR SIR

THIS IS NITIN GULATI (SON IN LAW) ON BEHALF OF MR.ASHOK KUMAR VERMA RESIDENT HOUSE NO.13, KAIRON MARKET, HALL BAZAR, AMRITSAR - 143001 (PUNJAB).

I HAVE PURCHASED A COMPREHENSIVE POLICY VIDE NO.360050031090100001160 OF MY ALTO LXI CAR NO.PB02 AW 3828 COMMENCING DATED 29/05 TO 28/05 FROM MR.JANAK RAJ SHARMA (AO) NEW INDIA INSURANCE COMPANY LTD, 80, COURT ROAD, AMRITSAR WHOSE BRANCH DM IS MR.SUNIL MAHAJAN (0183-2223357).

I MET WITH AN SERIOUS ACCIDENT ON 17/05 NEAR BARGARI (DISTT KOTKAPURA) WITH MY WIFE WHEN I WAS RETURNING BACK TO AMRITSAR FROM SIRSA AFTER ATTENDING A FAMILY FUNCTION. AFTER THIS ACCIDENT I WAS IN HOSPITAL WITH SERIOUS INJURIES ON MY RIGHT LEG FOR A WEEK AND WAS NOT ABLE TO WALK FOR ALMOST 2 MONTHS PROPERLY BEACUSE OF A MAJOR SURGERY ON MY RIGHT LEG. THE INSURANCE PEOPLE FORCED MY WIFE TO TOW THE VEHICLE FIRST FROM BARGARI TO M/S RISHAB FOURWHEELS PVT.LTD (AMRITSAR) ALONE AND THEN ALSO FORCED MY PERSONAL VISIT TO THE WORKSHOP WHERE VEHICLE WAS BROUGHT FOR THE SURVEY BY THE SURVEYOR MR.RP BHASIN WITH LICENCE NO.24704 APPOINTED BY THE NEW INDIA INSURANCE COMPANY.

BEING THE ONLY LADY MY WIFE WAS NOT WITH THE PEOPLE TOWING THE VEHICLE AND DURING THE TRANSIT OF THE VEHICLE FROM BARGARI TO AMRITSAR THE AC OF THE VEHICLE GOT STOLEN AND ACCORDING TO THE SURVEYOR MR.RP BHASIN CLAIM OF THE AC WILL BE NOT GIVEN BY THE INSURANCE COMPANY. AS PER THE ESTIMATE GIVEN BY THE MARUTI AUTHORISED DEALER VEHICLE CANNOT BE REPAIRED AND SHOULD BE CONSIDERED IN TOTAL LOSS BY THE INSURANCE COMPANY WHICH WAS TOTALLY REFUSED BY MR.RP BHASIN AND I WAS FORCED AND HUMILATED TO ACCEPT THE PARTIAL LOSS OF THE VEHICLE THE INSURANCE COMPANY AT RS.160000/- AGAINST THE IDV OF MY CAR OF RS.210000/- AT THE TIME OF INSURANCE.

AS THIS MATTER IS ALMOST 10 MONTHS OLD FROM THE DATE OF MY ACCIDENT TILL TOADY I HAVE NOT RECEIVED ANY MONEY FROM THE AMOUNT WHICH WAS FORCEBLY SETTLED BY THE SURVEYOR APPOINTED BY THE INSURANCE COMPANY. BECAUSE OF DELAYS IN DECISION OF SETTLEMENT FROM TEH SURVEYOR AND THE INSURANCE COMPANY I HAD ALREADY PAID GARAGE CHARGES IN THOUSANDS TO M/S RISHAB FOURWHEELS PVT.LTD. WITH 10 MONTHS INSTALLMENT TO STATE BANK OF PATIALA FROM WHERE MY CAR WAS FINANCED.

I REQUSET YOU TO NOT ONLY TAKE STRICT ACTION AGAINST THE SURVEYOR MR.RP BHASIN AND NEW INDIA INSURANCE COMPANY BUT ALSO WANTS JUSTICE IN ALL AREAS OF SPOILING (CLAIM AMOUNT, INSTALLMENT PAID BY ME, GARAGE CHARGES PAID BY ME, TOWING CHARGES ALSO PAID BY ME) MY CASE BY THEM ON URGENT BASIS.

REGARDS

ASHOK KUMAR / NITIN GULATI

0183-2549223 / 09888087667