Even as I was least interested in a card, an agent pursued me till he got my icici credit card made. I used the card and was not very familiar about it. My first bill came after a long time by which time my second or third bill should have come. I could not pay the entire amount. Since then the bill kept going north and I guess I have paid more in interest and fines than in actual purchases. I thought, when my expenses through card would reach the limit, further purchases would be declined through card, but no it crossed the limit and they kept charging overlimit charges that I accidentally discovered in my bill one day. I asked the company to stop further transactions through the card and make EMIs for the outstanding amount but they didn't.
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