PNB
About loan of pmry

Sir,

i m gradutate unemployed. i have apply in pmry sheme n got training an all things.but bank refused me to give loan.bank is saying my father is a old (25 years) defaulter under the pmry.i met to compromise officer n i m ready to clear the amount of 25000.but the bank said that i m not elegible for this loan. they said on one ration card or only one famly member can apply this loan. but my father take this loan before 35 years when u didnt born.then how can we face this problem. i really need this loan. plz give me guideline how can i get this loan.