HDFC Credit Card
HDFC Credit card - 300 to 6000 in 1.5 years

Hi,

I was using HDFC Credit card. In June as per their representative, I am supposed to pay Rs 300 outstanding on my card.

I am not sure whether I have paid this or not. Then for last 1.5 years I was outside India.

Now they are asking me to pay 6000 for it.

I am not sure whether I paid Rs 300 or not and I am ready to Pay Rs 300 200 penalty (Rs 500).

But they are asking me to pay 6000. How can one pay 6000 for Rs 300.

Can I take some legal action against this?

Thanks,

Dinesh