SINCE IAM A WORKING EMPLOYEE IN A PRIVATE ORGANISATION, I HAD PURCHASED A MOTOR BIKE UNDER HRE PURCHASE SCHEME FROM CITI FINANCIAL COMPANY.I HAD ALWAYS BEEN A PROMPT PAY MASTER, WHENEVER THEIR CHEQUE WAS PRESENTED IN MY SAVINGS ACCOUNT, IT ALWAYS GOT CLEARED. BUT, SINCE, DUE TO IN THE CREDIT OF MY SALARY, AT TIMES, THE CHEQUES, GOT BOUNCED AND IMMEDIATELY UPON RECEIPT OF THE SALARY, I HAD SETTLED THEIR DUES WITHIN THE NEXT 3/4 DAYS TIME. WHEN THERE WAS AN OUTSTANDING DUES, AS PER MY RECORDS, WAS 3000 RS, APPROX, I OPTED AND OFFERED THEM TO CLOSE THE ACCOUNT BY FULL PAYMENT OF THE BALANCE AMOUNT. THEN THEY KEPT ON INCREASING THE DUE AMOUNT FROM RS. 2700/ - TO 3700/- THEN WHEN I EVEN PAID 3700/-, THEIR COLLECTING PERSON ASSURED OF DESPATCH OF THE NOC WITHIN 15/20 DAYS AS THEY CONFIRMED THAT THE FULL AMOUNT IS CLEARED, THEY AGAIN CAME BACK AFTER 2 MONTHS STATING THE NEW DUE AMOUNT AS RS. 7700/- FRESH AND WHEN I CONFRONTED, AND DEMANDED THE EXPLAINATION, THEN, THEY HAVE STOPPED COMMUNICATING TO ME SINCE THEN (ALMOST 5 YEARS HAVE PASSED.
NOW IT SEEMS, THAT THEY HAVE PUT MY NAME IN THE DEFAULTERS LIST, AND DUE TO WHICH I AM NOT GETTING ANY OF MY APPLICATION FOR CREDIT CARDS HONOURED. NOW, I AM PLANNING TO OWN A HOUSE, AND IT IS MY FEELINGS, THIS WILL BECOME AN OBSTACLE AGAIN. THIS IS TOTALLY UNJUSTIFIED.
PLEASE HELP ME SIR.
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