Dear sir,
I Viresh Kumar Chaudhary, my car Zen Esitlo No. RJ 14CE 3256 which I had purchased on dated 7.11.2007 and I finance from ICICI Bank (C-99, Shree Jee Tower Subash Marg, C-Scheme).
I continually give EMI without penalty from Oct. 2008 but my car had stolen on dated 21.09.2008 and then I paid my last EMI on Oct. 2008. I also claim National Insurance Company and my claim passed on dated 30.06. I received cheque of amount Rs. 3, 39287.00 in the name of ICICI Bank. I also enclosed the copy of the cheque. Mr. Rajesh Rawat who is the worker in ICICI Bank said me if you give cash amount your settlement will be Rs, One Lac Ninety Thousand, but I doesn’t have cash amount at that time. I give cheque to ICICI Bank which I get from National Insurance Company.
ICICI BANK lots of charge on us, which is following.
Principal – Rs. 190185.00
Late Payment Penalty—Rs.3572.00
Cheque Bouncing-- Rs. 1784.00
Interest Formation- Rs. 97.40
Forclosure Charges 5.52%- 10, 498, 21 Interest in Pending Installment Rs. 12759.00
They give us assurance they will give us some discount but how much I don’t know and not decided at yet.
Is all charges are applicable in case of theft, and all charges are not taken from me if I paid cash Why?
Is all charges are right? Would you please give us advise
Yours truly
Viresh Kumar Chaudhary
ICICI Loan Account No. LAJ1100012004968
[email protected]
91-9610449226
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