I have applied for Car Loan of Rs 2 Lacs with ICICI bank towards purchase of new car from Pratham Motors, Belandoor Outer Ring Road, Bangalore. I had signed all the documents on 18/09. The car was never delivered to me but a fictitious bill was raised by Pratham Motors and the loan amount was disbursed to Pratham Motors without any intimation to me. I also understand that the first installment of loan and file charges were also paid by an anonymous person on my behalf to get the disbursement of the loan. I was shocked when i came to know that an amount of Rs 6444.00 has been debited to my bank account towards the second installment of loan. I requested the bank as well as Pratham Motors to provide me hard copies of all documents relating to the above transactions but same are yet awaited. I am being disturbed by the bank persons on my personal phone and have also contacted my relatives for realization of their EMIs against loan which was never taken by me. This has embarrassed me a lot. On the other hand i have requested to send me all the documents and a legal notice in this regard so that atleast i am aware of all the transactions between Pratham Motors and ICICI Bank officials on my behalf. I suspect someone must have forged my signatures on the bill of M/s Pratham Motors which was accepted by the bank as well. Even the ICICI bank does not have the information about the car registration details with Bangalore RTO.
This is case of forgery along with mental and financial loss to me ever since I applied for the loan. The brief details of the case that I have, are given below:
Loan Agreement No: LABNG00022488946
Agreement Date: 23/09
Name of the lender: ICICI Bank
EMI: Rs 6444
I had never purchased any vehicle from Pratham Motors. I wish to be reasonably reimbursed for the mental and financial losses and indict all those officers/officials of the ICICI Bank and M/s Pratham Motors who are involved in the forgery.
Thank you,
Yours Faithfully,
Gaurav Agrawal
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