National Insurance company Limited
No claim refund

Sir,

i had insured vw polo with national insurance co. ltd. policy no.285201/31/11/6100000428.

i met with an accident. no physical injury. contacted insurance co. and given intimation and surveyor checked before repairing and finally reinspected when vehicle repaired.

problem is that car dealer given estimate of rs 25000 and final invoice handed of rs 42000. now insurance company says they won't give claim money more than 25000 as of estimate provided. final invoice amount must be less than estimated provided.

please guide me.