The Manager,
ICICI Bank Limited,
Shreejee Tower,
Jaipur.
Sub:-Incorrect levy of Rs. 6303/- as pre payment penalty charges @ 2.21% at O/S principal of House Building Loan.
Ref:-Loan Account No. LBJAI00000356350.
Sir,
On 10.9. I had deposited the outstanding amount against above referred loan of HB. With the outstanding amount Rs. 6303/- were added and levied from me towards pre payment penalty charges @ 2.21 at O/S principal. I had requested that time that as per the news published in leading news paper dated 7.9.11, wherein it was stated that the banks were instructed not to levy the pre-payment penalty from the floating rate loan, the pre-payment penalty should not be levied from me but the official did not agree to my request and under protest I had to deposit Rs. 6303/- against the pre-payment penalty. My above loan was on floating rate interest.
You are requested to kindly refund Rs. 6303/- which were incorrectly levied from me as levy of pre-payment penalty on floating rate HB is not only a clear cut violation but also disregard to the the instructions given by the RBI to the banks in meeting.
Dated: 3.11.11.
Yours faithfully,
(Rajeev Kumar Chandel)
F9/356, Bharat Marg,
Chitrakoot Scheme,
Vaishali Nagar,
Jaipur - 302 021.
0 comments