Hi,
I have applied for Loan in Axis Bank. after waiting 4 months, i came to know that my CIBIL report is saying that i m owning a credit card which have 720000 rs. credit limit, and i have to pay 600000 rs. I can't believe that a bank can set so much credit limit for saliried employee like me who is getting only 4.8 Lack p/a.
Please suggest what should i do against this bogus CIBIL and its report.
regards,
Ganesh
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