Really Bajaj Allianz cheats the customer. I have taken policy as "Family Gain" from Bajaj Allianz. Now i want to surrender my policy after completion of three year. But they are asking charges as 25%. At the time of joining no one told me this. Also my fund value is around 19000 and I paid premium of 30000 so far. If I pay 25% surrender charges again then it will get 14000 in hand. So there is more than 50% loss in this policy. There is no use of calling customer care or registering complaint. If I call customer care then they will send me PDF of account summery and tell about the insurance benefit. This is my mistake that I Choose Bajaj Allianz. At this time i need money, but i won’t get at least my invested amount properly.
Details of Family Gain policy after three years
Total premium paid - 30000
Fund value -19000
Surrender charges - 25%
Take home money - 14000
So don’t go for Bajaj Allianz or any policy from private company. If u want policy then go for LIC where they will give u assured amount.
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