Hello sir,
I am Hemanth Kumar Naraparaju. I applied pre-approved loan in HDFC bank at the amount of 60, 000Rs. for 2 years. My loan is rejected because of the following reason.
Reason: My name is Hemanth Kumar Naraparaju DOB as 04/07/1981. Same name with same DOB Hemanth Kumar some other person has took the loan for the purpose of Two Wheeler in CENTURION BANK. He did not pay the installments at the right time to the bank. 11 installments has due to the bank. I went to the CENTURION BANK in M.G. Road Bangalore and gave a complaint to the bank people regarding this issue. He checked each and every thing for this information. Surname (Naraparaju) is not matching with that person. And also Mailing Address is not matching with me. I dont know how it happens as exactly same as my name with same DOB. The CENTURION BANK executive call to that customer both in mobile number and also office number. No phone is working what he gave to that bank people.
For the above reason my application is rejected. Really sir I suffered a lot for this issue, and also I am roaming to the bank dialy and making the calls to the bank people. If some other person has done something, why should I suffer for that one. Is there anything reasonable in this issue? Actually I gave all the required documents to the bank people like Company I.D card, Passport, Salary Slip, etc. My colleagues got approved within 2 days. What happened to me sir? Same company with same documents each and everything is correct but my loan till not approved. I already sent one mail to the bank people regarding this issue and now i am sending second time. My colleague gave the number he got approved. Therefore, I am also applied for the pre approved loan which is already eligible in my account. Already 10 days past for applying the loan.
Pls help me a lot for this issue sir,
Yours sincerely,
Hemanth Kumar. N
Application Ref. No.14910579
HDFC BANK A/C No.(M.G.Road Bangalore ) :00761540040828
Loan Agreement Number (CENTURION BANK): 90053097
My Mobile Number:9243422733
Customer I.D:22146469
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