I HAVE PURCHASED PERSONAL LOAN FROM CHOLAMANDALAM BANK IN MAY MY LOAN AC NUMBER IS XSEGLUS00000306720, IN MARCH MY ESC HAD BEEN BOUNCE ON 5 MARCH 09, DUE TO INSUFFICIANT BAL IN MY ACT. FOR THAT I HAVE GIVEN CHQ OF ANOTHER BANK ON 19TH OF MARCH 09 FOR THE SAME & AT 21ST MARCH 09 ECS HAD BEEN CLEARED FROM MY BANK, DUE TO WHICH MY ANOTHER CHQ GOT BOUNCED, NOW I WANT ANSWER WHY THIS THING HAS HAPPEN, BECAUSE ECS CANNOT HAPPEN AUTOMATICALY IN SAME MONTH ON ANOTHER DATE, I MADE REQUEST AT ANDHERI BRANCH OF SAME BANK FOR REFUND THAY SAID 15-20 DAYS WILL BE TAKEN FOR SAME WHY SHOLD I WAIT FOR 15-20DAYS AND I HAVE TO GO TO ANDHERI BRANCH TO COLLECT REFUND WHY SHOULD I GO TO ANDHERI, THEY HAVE TO SEND IT TO MY ADDRESS BY POST, UNTILL I GET MY ANSWER I WILL NOT PAY FURTHER ECS OF REMAINING LOAN. PLEASE REPLY ME SOON.. THANK YOU.
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