Hi,
I took a housing loan from Citibank. I decided to close it owing to huge interest rates with this bank.
a) They gave me an amount over 12600/- extra than what was required for closing the loan. Guess what they purposefully gave me a outstation cheque, it is stuck in clearnance from past 14 days!! Now, the question is why did they give a outstation cheque when all the transactions were done from Bangalore from day 1...
b) I deposited the closure DD on 6th Aug, they have taken it effective 8th Aug!! I asked them why? They give me stories of received on 6th, deposited on 7th and cash came on 8th!! What non sense??
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