I (UMA Jadhav) had then citibank personal loan (1, 10, 000).
Loan no is LC5b114899164.I closed this account on dated 24 May. As per there calculated value given me amount is - 1, 00, 843 after 9 months.
I am having 2 following problems:
1. They deducted ESC of month June. and told me that they have ECS cycle for same. Still they clamed me ESC for July I don’t have sufficient fund in my account bank will going to charge me for same.
2.They are saying that my account is closed to 26 June. They are going charge interest for one month.
My point of view I closed my account on dated 24 may. What basis they are charging me more interest on closed loan.
Who will be bear the ECS payment bounced charges.
Please help me regarding this.
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