Myself & my wife had applied for a home loan recently to Bank of Baroda.
We were shocked to hear from Bank of Baroda that there is a 'Return of' being shown against my name of Rs. 3523/- against some credit card and thus the bank is unable to sanction us home loan. Control no. for the same is- 385589557.
I have paid and settled all my dues till date against all credit cards which i may have used in the past.
We do not know which Financial Institution has reported my name in the defaulter list.
This is utmost unfair for a customer who is sincere and has settled all the dues and has never defaulted in any way.
I have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct?
I seek justice to get my name removed from the defaulter list with an immediate effect so that we can take home loan.
Please help.
Looking forward to a suitable action at the earliest form your end.
Regards
Ravi Chopra
Mob: 9810668104
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