Gautam Ghosh
Request for reversal of late payment charge

Dear Sir,

In reference to my earlier letter dated 06.01.09 under the head "Unjustified late payment charge and other charges related to it", I would like to bring to your kind notice that the payment of Rs. 777.00 as per the statement dated 03.12.08 on my SBI Card No. 4317 5752 0988 0682 has been made in due time through a cheque bearing No. 462214 but inadvertently I issued the cheque favouring SBI card No.

4317 5752 0970 4759 which is incidentally the SBI card No. of my wife. The amount of Rs. 777.00 has been credited to the SBI card accont of my wife which is reflected on the monthly statement of her card.

I am extremely sorry for the mistake done by me. However, may I request you to do something so that the late payment fee and other related charges of Rs. 398.94 which has been levied on my last monthly statement dated 03 Jan 09 may be reversed.

Thanks and regards.

Gautam Ghosh

Dated the 20th Jan'09