I had taken a whirlpool refrigirator on 21st october through vijay electronics. I had made initial down payment of 5739/- and the rest was conveted into emi. The electonic loan was given by ge money.
at the time of giving the down payment i had given pdcs for the remaining due amount of 9451.
AS per my bank statement my all pds cheque has been debited by ge money, where in ge money claims that the last cheque i.e cheque no 25 has been returned due to shortage of funds. As per my bank statement the cheque no 25 was debited on 05/07 amounting to rs 1266/- has been cleared I have also cross chequed with my bank the same has been confirmed by the bank that the amount has been debited.
If ge money claims that the cheque has been dishonured then the cheque should have been returned in my account as well as my bank would have charged me for the same. But the amount which was due from my end has been cleared on 05/07 .
Still ge money has put my name in negative list of customer and is threatning me by sending letters from their lawyers nearly 8 to 10 times i have submitted my bank statement to ge money which shows that my cheque has been cleared also i have faxed my statement to the call center of ge money.
Also on 21st of october ge money has given a call on my landline nos and told that my payment is due.ge money is threating and harassing me for the payment which has already been cleared from my end also when asked to returned the cheque which has been dishonoured ge money is not returning me the same.
I would like to put a complaint against ge money also would ask for a compensation for putting my name in negative list which has impact my creditabilty in the banking secto
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