Dear Sir/Mam,
I hold a credit card of HDFC Bank. Recently, they seized my bank account for not making the payment for the Credit Card. If I remember correctly, I used to drop cheque in their Meera Bagh, New Delhi drop box after every 2 – 3 days of the transaction. So that my payments go regularly.
I don’t know why the payment was not withdrawn from my account. I was not getting statements on my mailing address. I even did not get any verbal or written communication from the bank that the payment was not being made. So, I was care free. Now when I tried to withdraw money from my bank, they told me that I have zero balance. And they have seized my account for not making the payment for my credit card.
Now, the balance for the Credit Card has reached around Rs. 37, 700. I am not in a position to pay such a huge amount. Bank officials say that I have to make the full payment to release my account. I even don’t have a job in hand right now. That was the only bank account I had right now and that was the only money with me. They have seized my account and I have nothing to earn and lose.
Please help me with this matter. Your help will be greatly appreciated.
Thanking you
Raghav Narang
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