Query of mine which I've been following up with your HDFC Bank since last 2 months.
But, today after all that follow ups considerring the fact that 1 dissatisfied customer shall not mean any thing to a big organization like HDFC, I'm foreclosing my loan.
I just wanted the following queries to be addressed so that I can justify paying the loan interest:
I have taken Loan against property under floating interest for commercial property.
the EMI has started from feb.
the loan was offered at 10.5%
the rate was revised to 12.50% immediately after the sanction letter (Increase of 2%) & further revised
vide letter dated 9/09 to 13.75% increase of 3.25%
While your PLR has only increased by 0.75% 0.5% =1.25% & then reduced by 0.5%
Is there any higher up in the bank listening or can RBI help.
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