I have availed two plot loans from Centurian Bank of Punjab, Mysore 3 years back, the said bank has been taken over by HDFC Bank. While sanctioning the loans I have been given at market rate of interest rates and they also pushed me to AVIVA insurance policy offering further 0.5% on discount on interest?
To nightmare I understood, that I have been sanctioned the loan under 'Business Category' i/o Salaried person under NRI category, which I was never aware of. HDFC Bank is pushing me to provide fresh cheques and increased EMI etc., Curently I have been paying @ 13% though the market rates and again the rates from the same bank ranges between 8.75 ~ 9%.
After checking with the bank the concerned sales person has made a mistake to get a quick sanction of the loan mentioned as Business Category, which is none of my mistake.
Since this a part of Centurian Bank of Punjab loans, the HDFC Home Finance does't support any of the querries and I need to rely on HDFC Bank for any querries and their response very poor...
Is there way can I get a solution to get charg at market rates or at par with the rates with HDFC Bank on housing loans?
My loan number are 91184382 & 91104304
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