Espected sir,
i was offered personal loan of rs. 2.5lackhs through ur D.S.A.m/s surmya financial services, ahmedabad. my loan amount is approved by your bank but, to my surprise the amount which was transferred to my saving account in HDFC bank was only rs. 2, 33, 920/-. i seek an explanation from ur end that how did u arrive the amount which u deposited in my bank account no. 000161300159084. after many phone calls to mr. umang shah of surmya i was given an appointment to see ur mr. animesh shah at shivalik-3 in drive-in road, ahmedabad. where after two hr lenghty discussion i was told that ur credit card outstanding amount is being deducted from ur loan amount. here i would like to clarify that my credit outstanding is nil as on today.
I ASK U THE SIMPLE QUESTION THAT HOW HDFC BANK CAN PLAY A ROLE OF BIG BROTHER AND SETTLE MY DUES WITHOUT INFORMING ME? PLEASE EXPLAIN.
here with i also would like to inform u that u will not deposit my EMI checks of rs. 9156/- calculated as per the loan amount of rs. 2, 50, 000/-. u r requsted to calculate my loan as per the disbursed amount and adjust the EMI accordingly. failing which may attract consequences.
with regards
A.V.KARBHARI.
C TO RESERVE BANK OF INDIA, AHMEDABAD.
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