HDFC Bank Credit Card
Always put fine when i make my payment in time

Sir/ mam,

i m costmer of HDFC Bank credit VISA GOLD card .actually i m from jaipur & still in mumbai last 1

year and useing credit card also in mumbai. i dont have a local bank a/c. when i make my payment with outsation cheqck .hdfc bank 50/- charge on me .beacuse it was outsation cheqck .when make my payment by cash .they again come with the fine in my statement .beacuse they deposite with cheqck

please help me out .wht can i do. if i pay by cash then i will get fine AND if i pay by cheqck

then i will get also fine both the hands i have payes fine.